You want a bigger home. But what about your current mortgage?
You have equity. But what can you do with it? Do you need to sell first? Can you have two mortgages at once? And that bridge loan, what does it cost?
“Someone who says: this is your equity and this is what it buys you. And if you need two mortgages for a while, I arrange it.”
From equity to a new front door.
Mapping out the possibilities
What is your current home worth? What is left on the mortgage? And what does that make possible for your next home? One conversation gives you a concrete picture of your room to move.
Searching and viewing
You know what you can spend. Share photos or a video after the viewing and I assess the energy label, the structural condition and the maintenance costs with you. No surprises later.
Sold and moved
Bridging arranged, mortgage transferred, notary scheduled. One person handles it all. You pack the boxes.
Equity calculation
What is your current home worth? How much debt is left? What can you carry over to your next home?
Bridging loan
Buying before you sell? I arrange the bridging so you never have to sell under pressure.
45+ lenders
Tied to no single bank. The best rate and terms for your situation.
Property assessment
Property expertise at a distance. Share photos or a video after the viewing and I assess with you whether the house is worth its asking price and what costs are coming.
Financial statement
With every offer. As standard, at no extra charge. Sellers take you seriously.
One point of contact
From the equity calculation to the notary. No transfers, no waiting.
Curious what you can borrow?
500+
mortgages guided
17
years in the mortgage industry
45+
lenders compared
1
dedicated point of contact
The first stories are on their way.
I am asking the clients I guided over the past years to write down their experience. As soon as they come in, you will read them here in their own words, with name and situation. A handful of real stories beats a page full of polished words.
- 500+ mortgages guided
- 45+ lenders compared
- 17 years of experience
Want to share your experience? After completion you'll receive an invitation.
Frequently asked questions
Sometimes. Some lenders let you "move" your mortgage with you. That can pay off when your rate is lower than the current market rate. I compare 45+ lenders and calculate whether taking the mortgage with you or refinancing works out better for you.
A bridging loan covers the period between buying your new home and selling your current one. You borrow temporarily against the equity in your current house. You pay the interest afterwards. Banks usually give you one to two years to sell; the exact term differs per lender.
Your equity (the difference between the property value and the remaining debt) counts as your own money. The more equity, the more you can spend. As a mover you pay 2% transfer tax on the new property. Does your new mortgage fall below 470,000 euros? Then NHG can give you a lower rate. I calculate the exact figure for your situation.
No, that is not necessary. With a bridging mortgage you can buy while your current home is still on the market. It is important to map the risks properly, though. I work through all the scenarios so you know exactly where you stand.
On your new home you keep the right to mortgage interest deduction, provided you meet the conditions. The bridging loan is deductible too. I make sure you miss no tax benefit and that everything transfers correctly.
One conversation. That's all it takes.
No obligations, no sales pitch. Just 30 minutes where I listen to your situation and tell you what's possible. After that, you decide.
No catch. Just a good conversation.
Prefer to call first? +31 6 22 13 14 29Free orientation call · 30 minutes · No obligations